{"id":46186,"date":"2025-08-28T06:25:21","date_gmt":"2025-08-28T09:25:21","guid":{"rendered":"https:\/\/justicapotiguar.com.br\/?p=46186"},"modified":"2025-08-28T06:26:04","modified_gmt":"2025-08-28T09:26:04","slug":"inss-suspende-emprestimos-consignados-em-nome-de-incapaz-sem-decisao-judicial","status":"publish","type":"post","link":"https:\/\/justicapotiguar.com.br\/index.php\/2025\/08\/28\/inss-suspende-emprestimos-consignados-em-nome-de-incapaz-sem-decisao-judicial\/","title":{"rendered":"INSS suspende empr\u00e9stimos consignados em nome de incapaz sem decis\u00e3o judicial"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" width=\"907\" height=\"720\" src=\"https:\/\/justicapotiguar.com.br\/wp-content\/uploads\/2025\/08\/INSS-13.jpg\" alt=\"\" class=\"wp-image-46187\" srcset=\"https:\/\/justicapotiguar.com.br\/wp-content\/uploads\/2025\/08\/INSS-13.jpg 907w, https:\/\/justicapotiguar.com.br\/wp-content\/uploads\/2025\/08\/INSS-13-300x238.jpg 300w, https:\/\/justicapotiguar.com.br\/wp-content\/uploads\/2025\/08\/INSS-13-768x610.jpg 768w\" sizes=\"(max-width: 907px) 100vw, 907px\" \/><figcaption><em>Foto: Canva\/Pleno.News<\/em><\/figcaption><\/figure>\n\n\n\n<p>O Instituto Nacional do Seguro Social (INSS) suspendeu os empr\u00e9stimos consignados feitos por representantes legais em nome de pessoas incapazes, como menores de idade, tutelados e curatelados, sem a devida autoriza\u00e7\u00e3o judicial. A decis\u00e3o foi regulamentada pela Instru\u00e7\u00e3o Normativa 190\/2025, do INSS, que cumpre a\u00e7\u00e3o civil p\u00fablica ajuizada pelo Minist\u00e9rio P\u00fablico Federal (MPF) e ratificada pelo Tribunal Regional Federal da 3\u00aa Regi\u00e3o (TRF3).<\/p>\n\n\n\n<p>A IN 190 revoga trechos que flexibilizam a contrata\u00e7\u00e3o de empr\u00e9stimos consignados por representantes legais em nome de pessoas incapazes. Com isso, bancos e institui\u00e7\u00f5es financeiras est\u00e3o impedidos de aceitar contratos firmados apenas com a assinatura do representante legal, sem autoriza\u00e7\u00e3o judicial.<\/p><div class=\"bznag69e83a34b0b98\" ><!--<a href=\"https:\/\/bit.ly\/3QdrqTZ\" target=\"_blank\">\n<img src=\"https:\/\/justicapotiguar.com.br\/wp-content\/uploads\/2023\/09\/mobile-geral.gif\"\/><a\/>--><\/div><style type=\"text\/css\">\r\n.bznag69e83a34b0b98 {\r\ntext-align: center;\r\n}\r\n@media screen and (min-width: 1201px) {\r\n.bznag69e83a34b0b98 {\r\ndisplay: none;\r\n}\r\n}\r\n@media screen and (min-width: 993px) and (max-width: 1200px) {\r\n.bznag69e83a34b0b98 {\r\ndisplay: none;\r\n}\r\n}\r\n@media screen and (min-width: 769px) and (max-width: 992px) {\r\n.bznag69e83a34b0b98 {\r\ndisplay: none;\r\n}\r\n}\r\n@media screen and (min-width: 768px) and (max-width: 768px) {\r\n.bznag69e83a34b0b98 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (max-width: 767px) {\r\n.bznag69e83a34b0b98 {\r\ndisplay: block;\r\n}\r\n}\r\n<\/style>\r\n<div class=\"hrmgo69e83a34b0b84\" ><!--<a href=\"https:\/\/bit.ly\/3QdrqTZ\" target=\"_blank\">\n<img src=\"https:\/\/justicapotiguar.com.br\/wp-content\/uploads\/2023\/09\/desktop-geral.gif\"\/><a\/>--><\/div><style type=\"text\/css\">\r\n.hrmgo69e83a34b0b84 {\r\ntext-align: center;\nmargin-bottom: 1em;\r\n}\r\n@media screen and (min-width: 1201px) {\r\n.hrmgo69e83a34b0b84 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 993px) and (max-width: 1200px) {\r\n.hrmgo69e83a34b0b84 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 769px) and (max-width: 992px) {\r\n.hrmgo69e83a34b0b84 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 768px) and (max-width: 768px) {\r\n.hrmgo69e83a34b0b84 {\r\ndisplay: none;\r\n}\r\n}\r\n@media screen and (max-width: 767px) {\r\n.hrmgo69e83a34b0b84 {\r\ndisplay: none;\r\n}\r\n}\r\n<\/style>\r\n\n\n\n\n<p>Importante informar que os empr\u00e9stimos contratados antes da vig\u00eancia da IN 190\/2025 n\u00e3o ser\u00e3o anulados. O INSS j\u00e1 comunicou essa decis\u00e3o \u00e0s institui\u00e7\u00f5es financeiras com as quais mant\u00e9m conv\u00eanio, como determinou a decis\u00e3o judicial.<\/p>\n\n\n\n<p><em>Fonte: INSS<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A decis\u00e3o foi regulamentada pela Instru\u00e7\u00e3o Normativa 190\/2025, do INSS, que cumpre a\u00e7\u00e3o civil p\u00fablica ajuizada pelo Minist\u00e9rio P\u00fablico Federal (MPF) e ratificada pelo Tribunal Regional Federal da 3\u00aa Regi\u00e3o (TRF3).<br \/><a class=\"more-link\" href=\"https:\/\/justicapotiguar.com.br\/index.php\/2025\/08\/28\/inss-suspende-emprestimos-consignados-em-nome-de-incapaz-sem-decisao-judicial\/\">Mais&#8230;<\/a><\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/posts\/46186"}],"collection":[{"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/comments?post=46186"}],"version-history":[{"count":2,"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/posts\/46186\/revisions"}],"predecessor-version":[{"id":46189,"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/posts\/46186\/revisions\/46189"}],"wp:attachment":[{"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/media?parent=46186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/categories?post=46186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/justicapotiguar.com.br\/index.php\/wp-json\/wp\/v2\/tags?post=46186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}